If you decide to submit your loan request, you can hardly find a lender that won’t run any sort of credit check. Even if they don’t head over to TransUnion, Equifax, and Experian, they may still run other checks to see if you’re eligible for some kind of loan.
Unfortunately, loans with no credit check are usually not safe. Lenders that offer them may request that you pay something in order to get funded, or they may even not be registered lenders, so you can easily become a victim of fraud.
If you wish to remain safe while checking out your loan options, you’ll want to avoid filing requests with lenders that claim they don’t run a credit check. Instead, submit the request via our online form to quickly get connected with a lender and check various offers. Some lenders will help you out even if you have a bad credit score.
Regardless of where you file a request for your loan, you might be exposed to some kind of credit check. Additionally, you can expect to pay a higher interest rate if you have a poor credit score. You may also be asked to pledge collateral so that banks ensure you will pay the loan off.